A2C Program

Welcome!

Thank you for your interest in the Access to Capital (A2C Program): Small Business Financing Accelerator Program.

It is a pleasure to offer this free program for our small business community to help realize their financial goals by accessing capital with the support of our team of finance experts. Please take a moment to read the information on this page and complete your application today!

Please note: This program is only offered in Spanish. 

Haga clic aquí para leer en español.

About the Program

This 10-week program will help small business owners understand the steps to qualify for a capital investment to expand and scale their business. 

Small business owners will meet in-person for orientation, participate in live online webinars with financial experts, and then celebrate their graduation at an in-person event along with family and colleagues. 

We want our small business owners to be financially fit and prepared to achieve the next level of their growth.

Edgar R. Olivo, Co-Founder, Executive Director

Candidate Eligibility Criteria

  • Must be owner, co-founder, or manager of the business.
  • The program is open to any industry in Arizona.
  • Minimum 2 years in operation.
  • For businesses seeking capital to expand/grow/scale current operations.
  • Generate a minimum of $100K or more annually.
  • Meet eligibility for supplier diversity certification.
  • Must have a business registered with Arizona Corporation Commission & Employer Identification Number or Tax Identification Number for the business.

*Candidates who do not meet the eligibility criteria for this program will be referred to start-up resources in Arizona to assist.

Program Objectives

Small business owners will become loan-ready and maximize their eligibility for capital investments and SBA loan products.

  • Each participant will work on completing a mock SBA Loan Application (7a/504).
  • Each participant will submit a business plan with reviewed financials from our team of experts.
  • Each participant will attend all workshop sessions leading up to graduation.
  • Each participant will be scheduled to attend a 1:1 mentor appointment with a finance expert on our team.

This program will help small business owners obtain financing to achieve their goals, become more financially prepared for future opportunities, and become resilient in any economic condition, thus creating pathways for generational wealth-building within the Latino small business community in Arizona.

Latino-Owned Small Businesses Face Hurdles in Accessing Capital to Grow their Businesses

Access to capital is a challenge for people of color, especially Latino-owned firms in the United States. We want to help improve banking relationships among Latino-owned firms and help them access the capital to grow.

Small Business Credit Survey: 2021 Report on Firms Owned by People of Color, Published by: United States Federal Reserve

About 1 in 10 firms owned by people of color do not use financial services.
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Approximately 57% of Latino-owned firms more often turned to large banks for small business financing.
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For Latino-owned firms, 49% seek financial services at large banks.
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For Latino-owned firms, 31% seek financial services at small banks.
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For Latino-owned firms, 12% seek financial services at credit unions.
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For Latino-owned firms, 9% seek financial services at online lenders.
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About 65% of Latino-owned small-businesses were most likely to have used personal funds in response to their firms’ financial challenges.
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75% of firms applied for financing greater than $25,000 to meet operating expenses and expand business, pursue new opportunities, or acquire business assets.
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One-quarter Latino-owned firms that applied for financing sought $25,000 or less to meet operating expenses and expand business, pursue new opportunities, or acquire business assets.
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Approximately 38% of Latino-owned firms have unmet funding needs.
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Only 32% of Latino-owned firms are fully approved for loans, lines of credit, and cash advances.
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Program Schedule

A2C Program Schedule (Quarter 1 & 2 FY 2023)

Application Deadline: TBD

Candidate Interviews: TBD

Please note: This program is only offered in Spanish. 

Haga clic aquí para leer en español.

Special Thanks to Our Partners

PO Box 27767 Scottsdale, AZ 85255

Office Hours

Mon – Fri: 10:00 am – 4:00 pm

Members of

Useful Links

Financials available upon request.

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